This means that if one of your vehicles is involved in a crash

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you get smaller payouts for your insurer. Tip Many insurers offer a further deduction in your premiums if you subscribe to a top GPS fleet tracking system that monitors vehicle speed and driver behavior. The use of telematics platforms like these can reduce your overall fleet running costs substantially. Commercial auto insurance coverage types There are two different ways that states can require coverage.


Per person, per accident and property damage The first cov list of kuwait cell phone numbers erage type sets per person, per accident and property damage individual limits. When reviewing your coverage limits in this scenario, you may see three numbers representing your total coverage, similar to your personal auto insurance. Each number covers an accident differently. For example, you might see coverage limits that look like this: 25/50/10. Those numbers represent dollar amounts multiplied by 1,000: The first number, 25, is $25,000.


This is for bodily injury coverage per person. This is the total amount the policy will pay for a person injured in an accident you cause. The second number, 50, is the total amount the insurance company will pay for all injuries in the accident. So, if you hit a vehicle with four people in it, the policy will pay only up to $50,000 for the aggregate total of injuries. The last number, 10, represents the policy’s property damage coverage.